CRNAMORTGAGELOAN.COM – PRIVACY POLICY

(updated 12-9-2024)

This Privacy Policy (“Privacy Policy”) for CRNAMortgageLoan.com and its affiliates (“CRNAMortgageLoan.com,” “we,” “us,” or “our”) explains how and why we might collect, use, disclose, store, share, or otherwise process your personal information when you visit our websites or otherwise use our services (“Services”), listed below:

• our Website and any site of ours that links to this Privacy Policy,
• our pages or ads on social media networks,
• engagement with us in other ways, including, for example, sales, marketing, podcasts, blogs, courses, emails, conferences, or newsletters, and
• anywhere we gather information from you and refer you to this Privacy Policy.

By visiting our Website or using our Services, you agree with our collection, use, and disclosure practices and other activities as described in this Privacy Policy. Please note that this Privacy Policy does not apply to any third-party sites that might be linked to, or accessible from, our Website.

If you are a California resident, please visit and review our “California Privacy Policy.”

Questions or concerns? Reading this Privacy Policy will help you understand your privacy rights and choices. If you do not agree with our policies and practices, please do not visit our Website or use our Services. If you have any questions or concerns, please contact us at info@crnamortgageloan.com.

Special notice for international users: please be aware that this Website and these Services are operated from the United States. If you are visiting this Website or using our Services from outside the United States, any information we obtain through the Website or its Services will be transferred to, processed in, and stored in the United States. The data protection laws and regulations applicable to your personal information transferred to the United States may be different from the laws in your country of residence.

Information We Collect

Personal information you submit. In some circumstances, you may elect to provide us with certain personal information when you choose to interact with us through our Website or use of our Services. The personal information you may submit through our Website or use of our Services includes your name, address, phone number, email address, birth date or age, billing information, delivery information, credit card and other payment information, demographic information, employment information, and any other information you may choose to provide. How you interact with and use our Website and/or our Services determines which information is collected.

Information collected automatically. When you visit the Website or use our Services, we may collect certain information automatically from your device using tracking technologies without you taking specific actions to give us the personal information. Typically, this information will be related to your use of the Website or our Services, like pixel tags, first- and third-party cookies, and other tracking tools that will recognize data that may include your IP address, device type, unique device identification numbers, browser type, operating system, advertising identifiers, and other technical information. We may also collect information about how your device interacted with our Website or Services, which helps us analyze users’ practices and preferences.

Personal information collected from other sources. We may obtain some personal information about you from our vendors, affiliates, and business partners.

How we use the collected information

We may collect and use the information collected for the following purposes:

• To fulfill or meet the reason for which the information is provided
• Provide services and products
• Respond to your questions and other requests for information made through the Website or through our Services
• Send invitations to webinars, podcasts, conferences, meetings, or other events that we think may be of interest to you
• Send our newsletter or other communications that you have requested or that may be of interest to you
• Process any registration and manage your account through an online portal
• Facilitate your use of the Website and our Services, including by tailoring Website and Services features to you and improving your Website and Services experience
• Serve you advertisements or conduct other marketing activities
• Enhance, improve, or modify the Website and our Services, perform data analytics, identify usage trends, determine the effectiveness of our promotional campaigns, diagnose technical problems, and operate and expand our business activities
• Prevent and address fraud, breaches of policies or terms, and other harm
• Perform other functions as otherwise described at the time of personal information collection
• As described to you when collecting your personal information

Authorization to contact

By visiting the Website, using our Services, or providing your personal information to us, you agree that your action constitutes a purchase, inquiry, and/or application for purposes of telemarketing laws. Regardless of the fact that your telephone and/or mobile number may be listed with the Federal Do-Not-Call Registry or your State Do-Not-Call list, you are providing your express written consent to receive future information (including telemarketing) about products and services from us, and you hereby agree and consent to being contacted by us using the information you provided and will provide to CRNAMortgageLoan.com. This means we may contact you by e-mail, phone and/or mobile number (including use of automated dialing equipment and/or pre-recorded calls), text (SMS) message, social networks, or any other means of communication that your wireless or other telecommunications device may be capable of receiving (e.g., video, audio, etc.). You further acknowledge that you are not required to agree directly or indirectly or enter into an agreement regarding our telemarketing efforts as a condition of purchasing any services from us.

User-Generated Content

The Website and our Services include features such as message boards, blogs, social networks, and comment boards that facilitate the submission and publication by its users of content, including comments, questions, ideas, suggestions, photos, videos, and links (“User-Generated Content”). In addition to the other policies contained herein, the following policies apply to User-Generated Content.

Content policy

User-Generated Content that we determine, in our sole and exclusive discretion, to be offensive, inappropriate, or not otherwise keeping with the spirit of the Website and our Services (including but not limited to spam, advertising, off-topic content, content containing vulgar or offensive language, images, or links, or content that may violate the rights of others) may be removed. We also reserve the right, in our sole and exclusive discretion, to block users for violation of our policies.

Use authorization

By submitting or uploading User-Generated Content on our Website or our Services, you are authorizing CRNAMortgageLoan.com to use, publish, and otherwise reproduce, modify, and distribute such User-Generated Content with or without the user’s name or the name of your minor children in perpetuity, worldwide in any and all CRNAMortgageLoan.com-related media for any lawful purpose. Such use may include, without limitation, information, education, promotion, or advertising of CRNAMortgageLoan.com or its products or services via the internet, websites, mobile apps, and social media. Users are not authorized to upload or post any photos or videos of individuals other than the user without the permission of such other individuals (or their parent’s or legal guardian’s permission if a minor). By submitting any User-Generated Content, you represent and warrant that you own such User-Generated Content and that its submission to and publication on the Website or our Services will not violate any rights of third parties or otherwise violate applicable laws.

Treatment of User-Generated Content All User-Generated Content will be treated as non-confidential and non-proprietary. Any submitted User-Generated Content becomes the property of CRNAMortgageLoan.com without remuneration or other form of compensation to the user. We may reproduce such User-Generated Content freely and for any purpose. Without limiting the generality of the foregoing, we may use any ideas, artwork, inventions, developments, or concepts embodied or contained in any User-Generated Content.

Linking to other sites or services

From time to time, we may provide links to other websites or services not owned, operated, or otherwise controlled by CRNAMortgageLoan.com. These may include social networking platforms such as Facebook, LinkedIn, Reddit, Pinterest, Instagram, X (Twitter), or TikTok, which may permit interactions that you initiate between the Website or our Services and the social networking platform. We do this because we believe such information might be of interest or use to you or where we can provide you with value-added services. While we do our best to ensure your privacy, we cannot be responsible or liable for the content or privacy policies of other websites or services that it does not control. A link to a non-CRNAMortgageLoan.com website does not constitute an expressed or implied endorsement by CRNAMortgageLoan.com. Additionally, we cannot guarantee the quality or accuracy of information presented on non-CRNAMortgageLoan.com websites. We encourage you to carefully review the privacy practices of any linked website or service you visit and discontinue use of any website or service if you do not agree to its privacy policy or terms of service.

Sharing personal information

We may disclose personal information obtained through the Website and/or our Services to the following entities or in the following circumstances:

• Service providers, business partners, printing and mailing companies, marketing and advertising service providers, data processing services, IT providers, suppliers, subcontractors, payment processors, and other parties who provide services to us or act on our behalf so that they can assist us with the provision, upkeep, and maintenance of the Website, our Services, and other related activities
• Third parties that we are affiliated with to provide services and resources
• Legal compliance, governmental agencies, regulatory bodies, law enforcement, or other parties in order to comply with laws, regulations, court orders, or other legal obligations, or to assist in investigations and help prevent other harms, when we believe it is necessary or appropriate under applicable laws
• Sale, merger, and other corporate transactions, in connection with a business transaction, including negotiations of such transactions, including but not limited to corporate divestitures, mergers, consolidations, asset sales, reorganizations, dissolutions, or other fundamental corporate changes
• Other entities, with your consent

We may also share non-identifying information with third parties to help deliver advertisements, identify usage patterns, and analyze other user interactions.

Security and data retention

We will strive to take appropriate administrative, technical, and physical measures to safeguard your personal information against unauthorized access, theft, alteration, or misuse. We limit access to personal information to employees and service providers who need to access it to perform their work. Despite our efforts, no method of transmitting information via the internet or storing information can be completely secure. While we try to ensure that the means we use to protect your personal information are reasonably secure, we cannot guarantee its absolute security. We will retain your personal information for as long as necessary to fulfill the purposes for which it was collected or as required by law.

Children’s privacy

CRNAMortgageLoan.com is committed to protecting the privacy of children. We do not knowingly collect, use, or disclose personal information from children under the age of 18 without prior parental consent. If we discover that we have inadvertently collected personal information from a child under the age of 18 without proper consent, we will delete that information as soon as possible. Parents or guardians who believe that their child has provided us with personal information without their consent may contact us at info@crnamortgageloan.com to request the deletion of such information.

Updating personal information and your choices

Access and updates

You may access, update, correct, or delete your personal information by contacting us at info@crnamortgageloan.com. We will try to comply with your request as soon as reasonably possible.

Marketing communications

You can opt-out of receiving marketing communications from us at any time by following the instructions in those communications or contacting us at info@crnamortgageloan.com. Please note that even if you opt out of receiving marketing communications, we may still send you non-marketing messages.

Updates to this Privacy Policy

We reserve the right to update or change this Privacy Policy at any time. We will notify you of significant changes by posting the new Privacy Policy on the Website and updating the effective date at the top of this Privacy Policy. We encourage you to periodically review this Privacy Policy for any updates or changes.

Contact us

If you have any questions, comments, or concerns about this Privacy Policy or our privacy practices, please contact us at: Email: info@crnamortgageloan.com

Thank you for visiting CRNAMortgageLoan.com.